Depending on your account's country and area, Udemy currently accepts a variety of payment methods. Nigerian students have recently encountered severe difficulties when attempting to pay for Udemy courses. This is because Naira cards cannot be used to make overseas payments. Since Nigerian banks no longer accept the Naira card for these kinds of transactions, a lot of eager students are left wondering how to get access to the priceless learning materials on Udemy. In this post, we'll look at why Naira cards can't be used to make Udemy payments, which Nigerian banks accept foreign payments, and how virtual debit cards are changing the online learning environment.
Why am I unable to use my Nigerian debit card to pay for my Udemy course?
Nigerian students are understandably frustrated because they are unable to pay for Udemy courses using their Naira cards. The move by Nigerian banks to limit the use of Naira cards for foreign transactions, including payments for online courses, is the root cause of this issue. For those who are keen to improve their abilities and knowledge through Udemy's wide range of course offerings, this development has created a hurdle.
How to Pay for Udemy in Nigeria Using a Virtual Debit Card
Because of restrictions on Naira cards, are you finding it difficult to pay for Udemy courses in Nigeria like I did? Don't worry! Here's your best bet: a virtual debit card.
Faced with a similar challenge as yours: the inability to pay for my Udemy course using my Nigerian debit card, I ran straight to my community on X (formally known as Twitter) to seek help. Various recommendations were made, but the use of a virtual debit card caught my interest.
So I did some research to find out what a virtual debit card was, and this is what I found.
Virtual debit cards are designed especially for international transactions. Using this virtual card, which works like a traditional credit card but is made digitally, users can easily make payments on Udemy and other foreign platforms.
It was interesting to know a digital card does exist and can be used to make international transactions on various online courses and products. I ended up using a Payday Virtual Debit card out of the numerous other available virtual cards to make payments for my Udemy course, and it was easy and fast.
How to Make Fast Payments for Udemy Courses in Nigeria with a Payday Virtual Debit Card?
The Payday app lets you utilize its virtual charge card to form exchanges using your Nigerian account.
I'm mindful of your eagerness to consider utilizing Payday for your installment. Kindly follow these specific guidelines:
Download the app.
Sign up
Create an account. just in case you don't already have one.
Enter your unique, subtle details here: your name, email address, password, and referral code (which is usually optional), then click "Continue."
Verify your email.
Following the entry of your information, an OTP will be issued to the email address you previously registered. Copy and paste the 6-digit code from your email into the designated field, then click "Continue."
Once you've configured your 4-digit PIN code for app access on the following screen, you should be good to go!
Complete your KYC and set up your virtual card.
You need to complete your KYC by clicking "Verify your account," selecting your country of origin and verification channel (in this case, I suggest using your NIN), and applying for a virtual dollar card. Proceed with face capture, make sure you follow the directions, and then submit.
It takes a couple of hours for verification to occur. After verification, you're good to go!
Using a local bank account, fund your Payday account.
You can easily fund your card using your NGN balance at your convenience by following the steps listed below:
Step 1: To switch user accounts, click the drop-down menu at the top of your dashboard.
Step 2: Select your local NGN.
Step 3: For the conversion of naira to USD, click the Swap option.
Step 4: Open the card page and select "Fund Card" after inputting the required amount.
To fund your virtual card.
Here's how:
Step 1: Click Account.
Step 2: Choose your USD account (this also contains USD money from your wallet).
Step 3: Fund the card.
Use the virtual card to make payments from your USD account.
Once you are done with the above steps, use the virtual card information from Payday to pay for your Udemy course.
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